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Housing Programs Started in 1975, the goal of the Houston Area Urban League Housing Department is to provide safe, decent, and affordable housing to low-income families in the community. To accomplish this goal the housing department provides the following services:
First Time Homebuyers ClassThe First Time Homebuyers Class is designed to assist low to moderate-income families with the home buying process. Completion of this class entitles qualified families with down payment and closing cost assistance. Classes are in English and Spanish covering:
First Time Homebuyer Workshop2008 Schedule:Classes are held from 8:00 a.m. - 2:30 p.m. (In English & Spanish) at 1301 Texas Avenue (Downtown Houston) To Register Call: (713) 393-8738 or (713) 393 8730 or View Upcoming Classes & Register Online at: http://www.haulciin.org/Registration_for_Classes.htm Financial Literacy WorkshopFinancial Literacy2008 Schedule:Classes are held from 12:00 p.m. - 4:00 p.m. (In English) at 1301 Texas Avenue (Downtown Houston) To Register Call: (713) 393-8738 or (713) 393 8730 or View Upcoming Classes & Register Online at: http://www.haulciin.org/Registration_for_Classes.htm Foreclosure Prevention ProgramIf you are behind on your mortgage facing default or foreclosure, you are not alone. The Houston Area Urban League can help! Call 888-995-HOPE (4673) and receive free confidential counseling from a HUD certified counseling representative. Please do not allow pride to stand in the way of saving your home and your credit. Remember call 888-995-HOPE (4673) for free confidential counseling. The Houston Area Urban League wants to help you save your home!
Credit Enhancement ProgramThe goal of the Houston Area Urban League's Credit Enhancement Program is to assist First Time Homebuyer's with credit blemishes and low credit scores (FICO Score) to achieve their "dream" of homeownership by participation in an extensive "one-on-one credit-counseling program to improve their credit rating within a specific time frame. The Credit Enhancement Program is also available to other individuals and families, not currently in the process of buying a home, but interested in improving their credit worthiness by increasing their credit scores. Credit scores is a critical factor used by lending institutions in making loan approval. To set up an appointment call 713-393-8735 Housing Counseling ProgramThe Houston Area Urban League Housing Counseling Program is a United States Department of Housing and Urban Development (HUD) approved housing counseling agency that focuses on individual counseling to customers experiencing housing problems. Pre/Post Home Purchase Counseling The Houston Area Urban League provides confidential and intensive one-on-one counseling and works with a family to improve their credit rating within a specific time period. Mortgage Default Counseling The Houston Area Urban League works with families in time of financial difficulties to prevent mortgage default. Foreclosure Prevention The Houston Area Urban League counsels and assists families with alternative options to foreclosure. For confidential one-on-one counseling: call 713-393-8735 or 713-393-8738 Reverse Mortgage ProgramAs a Senior Homeowner, you may find extra money obtainable with a Reverse Mortgage. A reverse mortgage is a loan against the equity in the home that provides tax-free cash advances, but requires no payments during the term of the loan. You may qualify for a Reverse Mortgage if you are at least age 62 (the youngest homeowner must be at least age 62) and own your home. There are no income or credit requirements to qualify. To set an appointment please call: 713-393-8738
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